| LIMITED ENROLLMENT PERIOD BEGINS FOR MEMBER DENTAL and VISION CARE COVERAGE
We are pleased to introduce the NEW "Member Select" Cigna Dental options and VSP Vision Care plan in cooperation with the California Credit Union League. They are designed for both
employed and retired credit union members who do not have access to employer group
plans.
The plan options are: 1. CIGNA Dental Preferred Provider Option (PPO)
With Cigna Dental PPO coverage, maximum benefits are achieved
when using dentists who have agreed to Cigna's lower
charge schedule. It is very possible that your members'
dentists are Cigna PPO dentists since over 53,000 dentists, nationwide, are in
this network. However, even if members' dentists are not in
this network, they will still receive coverage on an
out-of-network basis. This new plan option is available nationwide
and no waiting periods for coverage apply. 2.
CIGNA Dental (HMO) This
low cost managed dental care option requires enrollees to select a dental
office in the Cigna Dental HMO network. There is no
coverage maximum and fixed co-payments are charged for
dental services provided. Coverage is available in most states.
3. Vision
Service Plan (VSP)
This
Vision Care option provides maximum benefits when enrollees visit one of the
24,000 VSP network doctors nationwide. However, out-of-network
benefits at reduced levels are available. Coverage is
available nationwide.
Members
interested in receiving a "Member Select" enrollment
kit should call toll free at 1-888-293-4903. This
kit provides all details of plan options and rates, enrollment forms, and
a directory of Cigna Dental HMO network dental offices.
This
program takes advantage of our ability to leverage credit unions collective
purchasing power to obtain better dental and vision care
coverage and rates than members might arrange
individually.
Please call the toll-free number
now to obtain a "Member Select" kit introducing this member benefit.
1-888-293-4903

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