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Huntington Beach City
 
Employees Credit Union
Loans

This credit union is federally insured by the
National Credit Union Administration.

Your savings are insured up to $250,000
by the NCUA, a U.S.Govt. Agency.
Loan Rates

This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with Huntington Beach City Employee Credit Union.

For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share account were offered within the most recent seven calendar days and were accurate as of 07/18/2014.

Rates are subject to change.
Please call (714) 536-6517 to obtain current rate information.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

LOAN TERMS APR
New Auto (Call for details) As low as 1.99%
Used Auto (100% Low Blue Book) As low as 2.99%
Computer (Call for details) 10%
Christmas (Call for details) 12%
Vacation (Call for details) 12%
Tax (Call for details) 12%
New Motorcycles (60% financing with 60 month re-payment) 9.9%
Used Motorcycles (60% financing low Blue Book 60 month re-payment) 10.5%
Pledge of Shares (Call for details) CALL
Home Equity (Call for details) CALL
Unsecured (Call for details) 12%
Line of Credit (Call for details) 13.5%
Co-maker (Call for details) 15%
Over Draft (Call for details) 15%
VISA Classic (Call for details) 15%
VISA Gold (Call for details) 11.9%
VISA Platinum (Call for details) 9%
SHARE RATES APR APY
Shares ($100 to $25,000) 0.10% 0.10%
Shares (Over $25,000) 0.25% 0.25%
IRA's (Up To $50,000) 0.50% 0.50%
IRA's (Over $50,000) 0.50% 0.50%
Share Certificates: $2,500.00 minimum as of 07/18/2014
3 month 0.025% 0.025%
6 month 0.060% 0.060%
12 month N/A N/A
     
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Equal Opportunity Employer M/F/D/V | 2004 Huntington Beach City Employee Credit Union