This Rate Schedule states rates
applicable to specified accounts and fees common to all accounts. This
schedule is incorporated as a part of your account agreement with
Huntington Beach City Employee Credit Union.
For purposes of this disclosure, the
dividend rate and annual percentage yield stated for the term share
account were offered within the most recent seven calendar days and were
accurate as of 12/04/2013.
Rates are subject to change.
Please call (714) 536-6517 to obtain current rate information.
APR = Annual Percentage Rate
APY = Annual Percentage Yield