Credit Union Rates
This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is
incorporated as a part of your account agreement with Huntington Beach City Employee Credit Union.
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share account
were offered within the most recent seven calendar days and were accurate as of
05/18/2004. Rates are subject to
change. Please call (714) 536-6517
to obtain current rate information.
| LOAN |
TERMS |
APR |
| New Auto |
(Call for details) |
6.5 - 11.5% |
| Used Auto |
(100% Low Blue Book) |
8% |
| New Motor home |
(80 - 90% financing with 5 - 15 years re-payment) |
7 - 10% |
| Used Motor home |
(80 - 90% low Blue Book with 5 - 15 years re-payment) |
7 - 10% |
| New Boats |
(Call for details) |
8% |
| Used Boats |
(80% financing with 5 - 12 years repayment) |
10% |
| Motorcycles |
(80% financing with 3 - 4 years repayment) |
10.5% |
| Personal Water craft (new) |
(80% financing with 3 years repayment) |
10.5% |
| Pledge of Shares |
(Call for details) |
6% |
| Home Equity |
(Call for details) |
6.3 - 9.8% |
| Unsecured |
(Call for details) |
12% |
| Line of Credit |
(Call for details) |
13.5% |
| Co-maker |
(Call for details) |
15% |
| Over Draft |
(Call for details) |
15% |
| VISA Classic |
(Call for details) |
15.0% |
| VISA Gold |
(Call for details) |
11.9% |
| VISA Platinum |
(Call for details) |
9.0% |
| SHARE RATES |
APR |
APY |
Shares |
1.500% |
1.510% |
| IRA's |
2.500% |
2.520% |
| Share Certificates: $2,500.00 minimum as of
05/18/2004 |
| 3 month |
1.040% |
1.040% |
| 6 month |
1.335% |
1.340% |
|
